Currently, most ATM cards from various banks have introduced their cardless features. The goal is of course to make it easier for users!
Have you maximized it well? If not, here we summarize a series of benefits:
Can Withdraw Cash at an ATM Machine Without a Card
Yes you, as the name implies, allows you to no longer need an ATM card when taking money. Instead, it requires a cell phone and an m-banking app on your phone.
The method is relatively easy. You simply select a cardless transaction at the ATM machine, then you will be asked to enter the transaction code sent to your cellphone.
So don't panic if you miss your wallet, as long as you don't have your phone!
Minimizing ATM Card Drama Swallowed or Lost
Swallowed ATM cards often make us have to take care of it immediately to the nearest branch office. In addition to being swallowed, it can also be lost, for example falling in a place that you yourself forgot where.
Of course, it is natural to feel panicked when things happen that are not desirable, such as being misused by irresponsible persons. On the other hand, with cardless, you can avoid things like that.
Avoid Crime at the ATM Machine
ATM machines on the one hand make it easier to take money, but on the one hand we must be aware of various modes of crime. One of them is skimming.
Citing CNN, skimming is the theft of ATM user information. The mode is by attaching the camera to capture pins, this is usually on the ceiling of the ATM pin button cover. Then in the mouth, where the card is inserted, a device is installed to record user card data.
That way, skimming perpetrators can drain the contents of their victims' savings, and this often happens.
Indeed, not in all ATM machines, but cyber security expert revealed that there are several ATM machines that are at risk.
According to him, it is in a quiet location, such as at a public refueling station.