Financial management in the family is very important. Because with good financial management, future plans can run smoothly.
What are the characteristics of healthy finances in management?
(1) Enough Money
It must be ensured that the money owned can not only cover expenses. But it can also fit into the pockets of other necessities.
(2) Prepare for Emergency
Then have to prepare an emergency fund for unexpected events. For example, if there might be a bad condition.
Like having to change a vehicle's tire, which inevitably has to be done. Or if you have close contact with those who are positive for COVID-19, you have to do PCR, but the office doesn't change it. So, you can use an emergency fund.
(3) Have Investment Fund
In addition, when you already have financial goals and meet your main needs and emergency funds. Then the direction of investment can be determined.
But what is the purpose? For example, after the pandemic, you want to go for umrah and invest regularly or in 5 years you want a new house down payment, yes, you can. If the financial goals have been invested, it is a sign that the finances are healthy.
Then we also have to understand related to management, namely self-awareness. For example, you have to be disciplined with intention. So knowledge and intention must be balanced. Because it is impossible if one of them is not done.