Starting a new career journey must be the most awaited and exciting time, especially for graduates who have been waiting for this moment for a long time. However, at the beginning of this career journey, it definitely brings various challenges such as financial constraints, especially when you need money to meet the needs of the job.
Therefore, the concept of Bayar Nanti Kai Lekas or BNPL is able to offer financing methods in installments without financial burden. Various companies have introduced their own "Pay Later Pay Later" service and one of them is Grab PayLater. Through this service, it simplifies the payment process and helps you better control your finances, especially if you are just starting your career journey.
Shop For Your New Career Using PayLater
Usually, various preparations should be done before entering a new job. Either way, you need to buy work clothes, work equipment, rent a house, daily food expenses and much more. These expenses are somewhat of a financial challenge especially when you are waiting for your first salary. However, with a payment method that allows you to buy first and pay later like PayLater, it provides a more flexible payment solution. To ensure that your career journey runs smoothly in the beginning, you can purchase some essential items using PayLater.
For example, if you are just starting your career as a content creator, you definitely need enough storage space. But the price is quite high for the large storage capacity. This makes some of you feel guilty about buying it, especially when your first paycheck hasn't arrived yet. Therefore, this is where PayLater provides an easy solution for you to buy a hard disk (HDD) with the storage capacity you need without having to wait for a salary first. This in turn allows you to start your content creation journey without further delay.
Pay Later After Getting Salary
Through PayLater, you can buy the things you need without paying the full amount immediately. Instead, you can divide it into installments that make the payment amount smaller. By choosing this installment payment, you can allocate your money for other more important expenses and at the same time, still be able to get the things you need, like the Malay proverb "while diving and drinking water".
Turning to the payment method, PayLater offers two payment options, either by using postpaid payment or in installments. For postpaid payments, your bill will be deducted automatically on 7 days of the month every month through the balance in GrabPay Wallet.
Whereas, the second option allows you to divide the payment into four monthly installments. The first installment is a payment that must be made on the day of purchase, and the next three remaining payments will be paid on the same date each month. So with this kind of flexibility, you can buy various items you need without having to wait for your next paycheck.
Pay At Selected Store Counters Using Grab PayLater
PayLater has expanded its network of business partners to include payments in physical stores and this makes it easier for you to find stores that support this payment method. Stores such as All IT Hypermarket, Miniso, Mango, TBM, and Lancôme are among the list of existing partners. Alternatively, you can also find stores that also display PayLater boards in front of their store doors to use this service.
With this, you can buy your other needs such as clothes, shoes or laptops through the shops mentioned above where they offer more options for you to get the necessary items. With a growing list of partners, PayLater is a better choice for those of you who want to make your new career journey smoother.
Other Benefits of Grab PayLater
Apart from paying in installments, PayLater also offers an automatic rejection feature. It helps coordinate bill payments where it ensures you to make payments on time. With this, it can also give you peace of mind without thinking about the payment that needs to be made at the end of the month.
In addition to the benefits mentioned above, PayLater also offers exclusive discounts from time to time. For example, you can get various types of discounts if you use PayLater at selected stores. This makes the purchase more worthwhile and helps to save your expenses more effectively.
Through PayLater too, you can enjoy various GrabRewards rewards if you buy using this installment payment. Apart from PayLater, you can also enjoy GrabRewards if you subscribe to GrabUnlimited where various offers and other discount vouchers are given through the Grab application. These rewards can be collected and applied to future spending, allowing you to enjoy more benefits from your purchases.
Finally, this Grab PayLater service is more transparent than other BNPL where there are no hidden interest or charges as long as you make your repayments on time. This makes PayLater a good choice where it allows you to make purchases and payments in installments without incurring a financial burden that is beyond your means.
Conclusion
In conclusion, Grab PayLater has emerged as an easy and flexible payment option in addition to empowering us to manage cash flow effectively. Undoubtedly, this service provides benefits especially to those of you who are disciplined in making repayments after getting a salary. By leveraging PayLater, you can enjoy the experience of buying what you need first and paying for it later. This allows you to make purchases easily without incurring a high financial burden.
For Grab PayLater activation conditions, you must be at least 21 years old and above. If you have passed all the conditions set, you can continue to activate your PayLater in the "Finance" section and there will be a "PayLater" option for you to activate it.
So, what are you waiting for, let's manage your expenses wisely and better through the Grab application.